Mastercard, Ripple and Binance join Blockchain Education Alliance.


The Blockchain Educational Alliance, created by the MouseBelt blockchain accelerator, has gained several noteworthy new members.

Ashley Meredith, director of the MouseBelt Blockchain Accelerator University program, told Cointelegraph on February 11 that the new entrants included Behemoth Mastercard, a payment processing company, Binance X, an innovative large-scale cryptocurrency exchange unit, Ripple Spring accelerator and KuCoin cryptocurrency exchange.

NEO’s smart contract platform, IoTeX’s Internet of Things startup, Quantstamp blockchain security company, and Constellation Labs big blockchain chain service have also joined the alliance.

According to the official website, the Blockchain Education Alliance aims to support education “so that students gain the skills, connections, and knowledge needed to contribute to the blockchain ecosystem.”

At the time of its launch in October 2019, the alliance included the Star Development Fund, Tron, Hedera, Icon, Ontology, Wanchain, Harmony One, Nervos, Orbs, LTO Network, Emurgo, Nem and ETC Labs.

In August 2019, MouseBelt launched an initiative to create blockchains on three campuses of the University of California system.

Blockchain and crypto need education

The blockchain and cryptocurrency industry has long been plagued by a lack of specialized workforce capable of pushing space forward. At the end of August 2019, Ken Weber, head of the Ripple Social Impact Service, said universities around the world should expand their educational programs to offer courses on blockchain and digital resources.

Last month, Nikolai Musheghyan, a former MakerDAO member and Carnegie Mellon graduate, allocated 10,000 MKR — worth less than $ 5.65 million. The United States at the time of printing was its alma mater to develop a research program for decentralized applications. In October 2019, a master’s degree in blockchain technology and distributed ledger was opened at the University of Malta.

Mastercard, the innovative divisions of Ripple and Binance, and eight other other companies, have joined the alliance that supports blockchain education at universities around the world.

MouseBelt Blockchain Accelerator announced that it has accepted 11 founding members to its Blockchain Education Alliance. In addition to Mastercard, Ripple and Binance, the alliance included representatives of Neo, KuCoin and the Matic Network. They will join 13 companies, including Stellar, TRON and Wanchain, which have already become part of the alliance since its inception last October.

The Blockchain Education Alliance is part of the MouseBelt University program. This is an initiative to train the next generation of blockchain developers in more than 80 student associations around the world. Alliance members provide funding and educational resources that help students and teachers develop curricula and keep abreast of the latest developments in the industry.

Bahamas Central Bank to issue its own digital currency by the end of 2020.


Bahamas Central Bank Chairman John Roll announces digital testing of the Bahamian dollar, which is scheduled to launch in the second half of 2020.

The Chairman of the Bank represents the Project Sand Dollar Chamber of Commerce and the Bahamas Employers Confederation. As Roll explained, Project Sand Dollar is an electronic payment system for organizations and individual users that will act in accordance with local financial laws.

In December, a pilot project was already launched on Exuma Island, and later cryptocurrency will be tested in the Abako region, where it was originally planned to launch the project. According to the report, about 2,000 people wanted to participate in the testing of the project by the Central Bank of the Bahamas.

Roll added that the digital Bahamian dollar will not be different from the fiat currency of the Bahamas (BSD) and will only be its digital version. Cryptocurrency will be used only within the state, but after successful testing, it can be tied to any other foreign currency.

The Chairman also emphasized that the Central Bank of the Bahamas is actively working on the technological infrastructure of the project, as well as on issues related to regulation and cybersecurity.

“Despite the fact that many central banks have different points of view on the issue of their own cryptocurrencies, the Bahamas will be one of the first countries to issue their digital dollar,” he said.

Recall that the Bahamas began testing its digital dollar in December, and in May the Bahamas Securities Commission reviewed a bill governing digital assets.

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The Nasdaq Stock Exchange is considering launching bitcoin futures.


The Nasdaq Stock Exchange is considering launching bitcoin futures. This was announced by the CEO of the exchange Aden Friedman in Davos.

CEO Adena Friedman said to Bloomberg that Nasdaq is still considering a variant of launching the Bitcoin futures product.

During the interview at Bloomberg given to Erik Schatzker on the World Economic Forum in Davos, Nasdaq CEO Adena Friedman was discussing her LinkedIn post concerning” market economy”. She was also touching the cryptocurrency sphere, saying that Bitcoin futures are a viable option and that they have an unnamed partner helping to set everything up.

Two Main Reasons Nasdaq Will Consider Regarding Bitcoin Futures

After observing the market conditions, Nasdaq wants to bring up a viable solution that will be different from the competitors. This is a wise move, which is what good business gurus (like Guy Kawasaki, Richard Branson or Barry Feldman) typically advise to do. If you’re going to conquer some marker, make sure that your offer is substantially different from the ones given by the other ventures, shops, restaurants, crypto exchanges, etc.

The second major consideration is that the exchange has no certificate. They need to obtain the papers allowing them to be a futures exchange. And they want to do it via the current NFX license that is already in their possession. Friedman said that cryptocurrencies are not evil, that they could change society. She noted that cryptocurrencies have a deep impact on the global economy. Adena is unsure whether the blockchain hype will provoke something hardcore enough to facilitate large amounts of payments:


Strange that she says it in such away. Because many of the cryptocurrencies already transfer colossal amounts of goods from country to country. The WSJ was reporting in November 2017 that Nasdaq is working with Cantor Fitzgerald. They wanted to bring up the futures product. It supposed to arrive until the second half of 2018. But later, apparently, the investors ran away from the falling price of the still so volatile BTC. At the same time, many other firms came up with similar solutions, including the Intercontinental Exchange (ICE) and Chicago Mercantile Exchange, and won.

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What are the conditions in Armenia for the blockchain business ?


Armenia can become a very powerful ecosystem or a hub for blockchain technology, Henry Arslanyan, the first Asian teacher of the FinTech course at the University of Hong Kong, told reporters today in Yerevan.

Henry Arslanyan said there is a great interest now in blockchain technology. In his words, these technologies and the crypto technology market can be very useful to many young people, startups and technology companies in Armenia not only in terms of Armenia, but also in terms of entering the world market.

He said although blockchain is a new technology, there are startups in Armenia that work in this area, and an increase in the number of such companies is very important.

“The blockchain in Armenia is still at an early stage and the ecosystem is very small, but at the world level, many leaders and experts are Armenians who specialize in this industry, and this potential can be used as well,” Arslanyan said.

According to him, the capabilities of the blockchain can be used to improve the economic development of the country.

He said many countries today are trying to solve legislative and tax issues, but now it is much more important for this sector around the world to have technologies and highly qualified personnel and an ecosystem rather than a favorable tax legislation.

He stressed that in Armenia there are a lot of personnel in the technological and research sphere, there are the Central Bank and the government that are trusted by the population, as well as a strong and developed banking system.

In Armenia, all conditions have been created for the comfortable conduct of the blockchain business. Georgy Galoyan, head of Nooor Blockchain Armenia startup business, said this in an interview with LetKnow News.

“In connection with the velvet revolution that took place in 2018, Armenia became overnight one of the most promising countries for the development of any business, including blockchain,” he noted.

At the same time, the expert drew attention to the fact that the situation changed for the better only after the change of power.

“There is nothing better than a newly elected government, which puts the progress and development of the country, and not personal interests, as it happens in most CIS countries,” he added.

It is worth noting that part of the Ripple code was written in Armenia. In addition, Armenia leads in the number of women in the blockchain sphere. Also, one of the largest mining farms in the world was launched in Armenia.

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Japanese lawmakers will offer digital yen.


Japan ruling party lawmakers to float idea of issuing digital currency.

TOKYO (Reuters) — A group of ruling party lawmakers are working on a proposal for Japan to issue its own digital currency, one of the members said, in a sign of alarm Tokyo is feeling about Facebook’s Libra and China’s drive to create a digital yuan.

The digital currency could be a joint initiative between the government and private companies that would put Japan in tune with global changes in financial technology, Norihiro Nakayama, parliamentary vice minister for foreign affairs, told Reuters.

The group, led by party heavyweight and former economy minister Akira Amari, plans to submit its proposal to the government as early as next month, Nakayama said.

While Japan is unlikely to issue digital currencies any time soon due to technical and legal hurdles, the move comes in the wake of a decision by the Bank of Japan to join six other central banks to share expertise on doing so in the future.

In a sign of increased attention on digital currencies in political circles, Prime Minister Shinzo Abe told parliament that the government will work with the BOJ in studying digital currencies and find ways to enhance the yen’s convenience as a settlement means.

Facebook’s push to launch its Libra cryptocurrency has prodded central banks to quicken the pace at which they look at issuing digital currencies.

Some Japanese lawmakers have voiced concern over Beijing’s move as an attempt to expand the yuan’s use as a settlement currency in emerging economies. Former BOJ board member Takahide Kiuchi, however, said China and Japan have different reasons to consider issuing digital currencies. For China, the motivation is to enhance the yuan’s clout in the global community; for Japan, it would be to change the country’s cash-loving culture, he said.

“The BOJ probably won’t want to do anything that would stifle private-sector innovation. The best way could be to issue a hybrid-type digital currency that is operated and issued by private firms, with the central bank’s involvement,” he said.

Members of the ruling Liberal Democratic Party of Japan plan to offer the country the issue of its own digital currency. According to Reuters, about 70 MPs from the party believe that the digital yen is necessary to counter the upcoming launches of Libra stable coin and China’s digital currency.

According to Norihiro Nakayama, Deputy Foreign Minister, the initiative to keep Japan at the forefront of innovative technology will be a joint project between the government and the private sector.

The first step in achieving this goal will be the study of the concept of Japanese state cryptocurrency. The ruling party is led by former Minister of Economy, Trade and Industry Akira Amari, who is reported to present a cryptocurrency plan for the government next month.

This initiative is contrary to the opinion of the country’s central bank. In July last year, an official representative of the Bank of Japan ruled out the use of cryptocurrencies of the central bank, because for this the country would need to abandon the use of cash. In addition, in December, the head of the Central Bank Haruhiko Kuroda (Haruhiko Kuroda) said that the country has no demand for state digital currency.

Nevertheless, the Central Bank of the country, apparently, continues to keep abreast. Earlier this week, the central banks of Canada, the United Kingdom, Japan, Sweden and Switzerland, the European Central Bank (ECB) and the Bank for International Settlements (BIS) created a task force to jointly research state digital currencies.

In addition, according to Reuters, Prime Minister Shinzo Abe (Shinzo Abe) said in parliament that the government will work with the Bank of Japan to study digital currencies and ways to improve the effectiveness of the yen as a means of settlement.

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Crypto friendly Countries


Countries with positive regulation of cryptocurrencies — this category can conditionally include all countries in which state authorities have already begun active work to determine the legal status of cryptocurrencies, or have already successfully completed such work.



The Swiss Financial Market Oversight Office (FINMA) is at the forefront when it comes to clarity related to crypto regulation and ICO support. Mark Bernegger, a finance expert in Switzerland, as well as a cryptocurrency entrepreneur and adviser to Swiss RealCoin, claims that the country has traditionally been a haven for funds.

This is partly due to more open laws in the finance industry and a sustainable culture that guarantees confidentiality to customers of Swiss banks. Bernegger notes that Switzerland has “thought” about cryptocurrencies as part of overall money management and is “preparing for a changing economy.”

The area around the city of Zug in north-central Switzerland has become known as the “Crypto Valley” since the Ethereum ICO was organized there in 2014. The region has one of the most active ecosystems for cryptocurrency entrepreneurs, developers and investors.

Swiss Minister of Economics announced his desire to turn Switzerland into Kryptonation, and an already active ecosystem is now growing beyond its borders, while several companies and government agencies across the country are working on conceptual ones, and an economic zone for blockchain has recently opened in Zurich projects.



Discussions are ongoing in Israel regarding digital currencies as lawmakers seek ways to protect investors. Although the Israeli banking system does not particularly contribute to the development of a bitcoin-oriented business. A local miner sued Igud Bank, the country’s sixth largest bank, after it suspended the transfer of funds from exchanges. Leumi Bank, the country’s second largest lender, tried to stop the activities of local exchanges, but the district courts, as well as the country’s Supreme Court, intervened. This is certainly a major victory for the local cryptocurrency industry.

In addition, recent reports indicate that the country’s central bank, the Bank of Israel, has been considering introducing a digital state currency for several months. According to the Jerusalem Post, “a digital shekel will record every transaction on a mobile phone and make tax evasion more difficult. The digital shekel, if it is destined to appear, will be identical in value to the physical currency.

On the technological front, startup culture in Israel is ahead of the general market. Roy Meir, co-founder and vice president of business development at WeMark, notes that blockchain technology is in demand by many of the approximately 300 multinational research centers operating in Israel.

He claims that a small Middle Eastern country, often referred to as a “startup country,” is quickly becoming the center of development for blockchain technology.

“Scientists and engineers, many of whom are former employees of the country’s elite intelligence units, support the demand for technology, complemented by an ever-growing number of startups and a favorable ecosystem.”



The capital of Germany, Berlin, is perhaps one of the most cryptocurrency-friendly cities in the European Union. It was named the capital of bitcoin in 2013 by the British Guardian and continues to occupy this position. Currently, using Bitcoin, you can buy an apartment in the city, book a vacation, eat and drink in various trendy local restaurants.

Thomas Schouten, a leading marketing specialist for the Lisk blockchain platform, notes that the company works with contractors in Berlin with headquarters in Switzerland. According to him, Berlin offers a good environment for startups with wide opportunities for attracting employees and a vibrant culture. In addition, the Germans, like their government, are without prejudice to the blockchain.

This is underlined by the fact that Germany became the first country to accept bitcoin as a currency in 2014. Similarly, board members of the central bank of Germany called for the efficient and proper regulation of cryptocurrency markets. Joachim Warmiling noted the need for international cooperation on this issue.

Thus, effective regulation of virtual currencies will be achieved only thanks to the maximum possible international cooperation, since the regulatory power of individual states is clearly limited.

To this end, various officials of the central bank of Germany participated in the discussion of development opportunities for the sector throughout the region, including through the creation of a European partnership in the field of blockchain technologies.

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Revolutionizing Currencies: Digital Currency Transaction in the Current World.

Digital Currencies

Our history book provides us with very little knowledge about how our economy came to be. This post aims to give an overview of how the currencies that we know of today, have evolved and go in detail on digital currencies– the present talk of the town. 

Digital Currencies

After a long period of time, historians, say that societies discovered that they found it safer and easier to exchange goods with goods- the barter system, instead of going into war with each other, frequently traded, between individuals or societies, for other goods were domestic animals like cattle and goats. With the development of farming in the 8th millennium grains were added to the list of exchangeable goods.

It is, only after the trade around the extraction of rich metals that the commodity currencies came to be used, the kingdom of Lidia on the western cost of Turkey is said to have crafted coins that were a mixture of gold and silver- “Electrum”. They were standard in weight; ranging from 0.15 grams to about 14 grams, in irregular shapes and sizes. Aside from Lydia, Greece and a few kingdoms and individuals from China that used coins for trade. The innovation of paper currencies, scholars say, can be credited to the Chinese, as they found it to be lighter auxiliary for coins. The momentum of paper currencies took its time to reach Europe. By 1661 banking institutions had been formed and the government of Sweden issued its own state sponsored banknotes. Further to which the Bank of England was formed. From then on various different world currencies came to use and various laws and policies were created to keep counterfeit and various frauds from taking place.

Subsequently, Paper currencies were normalised and newer technologies have come into play to make transactions easier, digital currencies and E-wallets like PayPal and others are some innovations that are playing a major part in reducing paper currencies in the 2010s. The initial idea for digital cash, even though a failure, in a way paved the path for the Cryptocurrencies to come into existence, people have taken a keen interest in its growth and market, with multiple use cases for them, making it the best time to invest and use cryptocurrency, through your digital cryptocurrency wallet. The blockchain technology that cryptocurrencies are formed in make transaction and trading much safer than that conducted through a bank.

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